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What is the New Quantum Financial System?

A new global monetary system, dubbed "The Quantum Financial System (QFS)" is underway and will use blockchain technology and quantum computing for a new global digital economy.

New quantum financial system (QFS)


The new Global financial system, referred to as the Quantum Financial System (QFS) is a new global international monetary system that uses quantum computing and blockchain technology to conduct financial transactions.

QFS Banking

What is the 'New Quantum Financial System'?

The New Quantum Financial System (QFS) is a new global monetary system that will leverage quantum computing, quantum-secure blockchain encryption, and quantum cryptography.

This new global monetary system will be implemented with the use of new international monetary protocols (such as ISO 20022), Central Bank Digital Currencies (CBDCs), programmable money, and universal digital identities.

The QFS is seen as a replacement for the traditional banking and monetary system which is based on legacy technology and doesn't utilize blockchain technology.

The quantum financial system will revolutionize the way we define, use, and interact with money in the future. This new financial system (QFS) offers a host of new financial possibilities and how we will use money, both for businesses and individuals.

In this new quantum financial system, it is believed that quantum computing (or at least quantum computing technology) will be implemented to increase the speed and power of financial transactions in addition to the use of blockchain technology, helping to create a more secure, immutable and transparent system for conducting transactions on a truly global scale.

These advancements would enable near-instantaneous financial transactions, increased (quantum) security, and a reduction in the need for intermediaries like banks.

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CoinMarketCap has already identified this Sector

It should be no surprise the Quantum Financial System has already been identified by CoinMarketCap and they have identified over 20 cryptocurrencies that they believe will be part of this system. If you're looking to buy cryptocurrency, explore your options at

CoinMarketCap is listing QFS Cryptocurrencies

Is the Quantum Financial System Real?

The Quantum Financial System (QFS) is indeed a real concept and a subject of ongoing research and development but has yet to be fully implemented globally.

If we look at the timeline for one of the components of the QFS (CBDCs), which are anticipated to be completed over the next five years, we can expect the QFS not to achieve full-scale implementation until at least the point after that time. Some experts believe it could be fully implemented anywhere from the next five to ten years.

There are also numerous challenges that must be overcome before the QFS can be implemented. These include further advancements in quantum computing technology, the development of international standards and regulations (see ISO20022), addressing security concerns, and educating the public about the benefits and risks of quantum financial systems.

The transition to a quantum financial system, when it happens, will likely be gradual, involving pilot programs, hybrid systems, training and education, and international cooperation to ensure seamless and secure integration with existing financial infrastructures, as we are already seeing with the development of CBDCs and monetary standards, like ISO20022).

Who Created the Quantum Financial System?

The Quantum Financial System (QFS) originally began as a concept that was then developed by various researchers, scientists, and experts in the fields of finance, physics, and computer science over a period of time. There is no single person or entity that created the quantum financial system (QFS).

Although there are various companies and organizations working on developing the QFS, it is still in the experimental stage and not yet fully implemented. It is anticipated that the QFS will be one of the most significant advancements in the world of finance once its full potential is realized.

quantum system banking

How Does the Quantum Financial System Work?

One of the key features of the new quantum financial system is its use of quantum computing technology. Quantum computing is a form of computing that uses quantum-mechanical phenomena, such as superposition and entanglement, to perform operations on data. This technology

While this technology is still in its infancy, it has the potential to greatly increase the speed, security, and flow of financial transactions.

A key component of the quantum financial system is its utilization of blockchain technology (a decentralized digital ledger that records transactions across a network of computers). In this new quantum financial system, blockchain technology will be used to assist in the creation of a secure and transparent financial system.

Near Instantaneous Transactions

One of the more exciting aspects of the new quantum financial system is its potential for near-instantaneous financial transactions. With the use of quantum computing and blockchain technology, it will become possible to conduct financial transactions in real time and without the need for intermediaries (like banks).

Increased Security

Another benefit of the new quantum financial system is increased (transactional) security. With the use of quantum computing and blockchain technology, it will be much more difficult for hackers to steal financial information or conduct fraudulent transactions. This will increase the security of financial transactions, making it safer for businesses and individuals to conduct financial transactions.

While there are many promising aspects to this new quantum financial system, it is important to keep in mind that this technology is still in its early stages of development and there will likely be challenges and obstacles to overcome before this new system becomes widely adopted.

what is quantum banking

Components of the Quantum Financial System

ISO 20022 & The QFS

ISO 20022 is a global standard for financial messaging that provides a common language and structure for electronic data interchange between financial institutions and provides a framework for standardizing the messaging protocols used in cryptocurrency transactions, which will help to improve interoperability between various financial and banking systems.

What are ISO 20022 Compliant Cryptocurrencies?

There are several cryptocurrencies that are recognized as ISO 20022 compliant which will likely become part of this new quantum financial system.

Top ISO 20022 Compliant Cryptos
These are the ISO 20022 compliant cryptos. The ISO 20022 standard is the new protocol being adopted by the international financial industry.

Quantum Financial System and CBDCs

Central Bank Digital Currencies & The QFS

Central Bank Digital Currencies (CBDCs) are yet another component of the Quantum Financial System as they would be digital forms of sovereign currency issued and regulated by a country's central bank.

CBDCs are expected to be implemented by most if not all central banks around the world and these digital currencies are intended to function like physical cash but in a digital form, facilitating faster, more efficient, and potentially more secure transactions. They are different from cryptocurrencies like Bitcoin in that they are centrally managed and regulated, whereas cryptocurrencies are typically decentralized.

In the context of the QFS, CBDCs could potentially benefit from the security, speed, and capacity offered by quantum computing and quantum cryptography. For example, the quantum-secure blockchain encryption utilized by a QFS could offer a high level of security for CBDC transactions, making them practically unhackable.

Similarly, the QFS's real-time monitoring capabilities could allow for unprecedented oversight and control over CBDC transactions. Every CBDC in every bank account could theoretically be issued a digital number and monitored in real-time, ensuring a high degree of transparency and traceability.

What are the Disadvantages of the Quantum Financial System (QFS)?

While the Quantum Financial System (QFS) offers several potential advantages, there are also some potential disadvantages and challenges associated with its implementation:

  • High Development Costs: The development and implementation of QFS will require significant investments in quantum computing technology, infrastructure, and the development of new financial protocols and standards. This could be a significant financial burden for many financial institutions.
  • Cybersecurity Threats: While QFS is expected to be more secure than existing financial systems, it could also be vulnerable to new cybersecurity threats specific to quantum computing technology. The risk of attacks on QFS could increase as the technology becomes more widely adopted.
  • Interoperability: QFS may not be compatible with existing financial systems and protocols, which could pose challenges for the integration of new technology with legacy systems (See: ISO 20022).
  • Regulatory and Legal Considerations: The implementation of QFS will require significant regulatory and legal considerations, such as ensuring compliance with financial regulations and addressing potential privacy concerns.
  • Skill Gap: The development and implementation of QFS will require highly skilled professionals with expertise in quantum computing, which is a relatively new and emerging field. There may be a shortage of skilled professionals with this expertise, which could slow down the adoption and implementation of QFS.

Overall, while QFS has the potential to transform the financial industry, there are many potential challenges and risks that need to be carefully considered and mitigated.

qfs financial banking

When will the Quantum Financial System (QFS) Start?

There currently is no specific date when the Quantum Financial System (QFS) actually started, but it has been planned for more than 20 years. The QFS is still in its development stage, it will likely take many more years before it can be fully implemented and adopted by the financial industry.

Some experts predict that it could take several years, if not decades, for the technology to be fully developed and adopted. It is however very likely the Quantum Financial System (QFS) will develop alongside the worldwide implementation of Central Digital Bank Currencies (CBDCs) and standards frameworks, such as ISO 20022 which is expected to be fully adopted by 2025, and the move towards a new global digital ID, which is already taking place within the EU - Digital ID for all Europeans.

While there are many organizations that have invested a lot into research and development of the QFS, the implementation of QFC will still need significant investments in quantum computing technology, infrastructure, and the development of new financial protocols and standards. Also, there will need to be regulatory and legal considerations that need to be addressed before QFS can be fully implemented.

What Is the Difference Between 'Quantum Currency' and 'Cryptocurrency'?

A cryptocurrency is a digital currency that uses encryption to manage transactions and regulate the production of currency units.

While there is currently no such thing as "quantum currency", some researchers and experts have proposed the concept of a "quantum-secured currency" that uses quantum computing technology to provide enhanced security and privacy features.

In a quantum-secured currency system, the encryption and security mechanisms used to protect transactions and account balances would be based on quantum computing principles. This would provide increased security against attacks from classical computers, which are vulnerable to attacks using classical encryption methods.

The concept of quantum-secured currency is still in the experimental stage, and it remains to be seen whether it will be adopted in practice. However, there is the potential for it to be used within quantum computing technology in the financial industry.

Although this new financial system (QFS) is still in development, there is the potential for it to be integrated with existing cryptocurrencies, these can include Central Bank Digital Currencies (CBDCs), and existing cryptocurrencies that are already ISO 20022 compliant.

How to invest in the quantum financial system

How to Invest in the Quantum Financial System (QFS)?

Many crypto investors are looking to get in early and take advantage of investing in the Quantum Financial System early, however, the big question on many investor's minds is - what will be the cryptocurrencies used within the QFS?

What Cryptocurrencies are part of the QFS?

It is with a high degree of confidence the new Quantum Financial System will include a multitude of cryptocurrencies, from various country CBDCs and as well as ISO 20022 compliant cryptocurrencies as part of its globally integrated system.

Those looking to invest directly in the QFS may want to consider looking at cryptocurrencies that are ISO 20022 compliant and which will likely become a staple part of this global system.


The new Quantum Financial System (QFS) is a revolutionary new way in which the entire world will conduct business and how we think about and use money.

Although we are still in the early stages of its development and implementation, the new financial system offers users, both individually and in businesses (in theory) an opportunity to transact faster, more securely, and without the use of intermediaries.

However, there are also downsides to this new system, which have been noted in the article, How Dangerous are Central Bank Digital Currencies?

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