Borrowing Against Crypto Instead Of Selling: The Real Cost
Borrowing defers tax but introduces liquidation risk. The LTV that looks safe at 50% becomes dangerous after a 40% drawdown. Here is what breaks a crypto loan.
Borrowing defers tax but introduces liquidation risk. The LTV that looks safe at 50% becomes dangerous after a 40% drawdown. Here is what breaks a crypto loan.
Token unlocks create predictable sell pressure. Here is how to read vesting schedules, estimate dilution risk, and time positions around the supply events most buyers never check.
Morpho Blue's 650-line immutable core has undergone 25+ audits and manages $10.7 billion. The protocol risk is mitigated. The curator risk is not.
Morpho splits lending into immutable markets and curated vaults. Understanding who sets risk parameters and what can take your principal matters before you deposit.
Transaction hashes, cost basis at entry, reward events with dates and prices. What records a DeFi yield position needs years later, and why exchange exports fail.
Flash loans are the only genuinely uncollateralized crypto borrowing, but they repay within one transaction. Everything else is overcollateralized or a scam.
Koinly, CoinLedger, CoinTracker, and Crypto Tax Calculator differ on DeFi support, pricing structure, and jurisdiction coverage. Here is what they actually do.
Koinly, CoinLedger, CoinTracker, and Crypto Tax Calculator differ on DeFi support, pricing structure, and jurisdiction coverage. Here is what each tool actually documents.
Koinly, CoinLedger, CoinTracker, and Crypto Tax Calculator differ on DeFi support, pricing structure, and jurisdiction coverage. Here is what each tool actually handles.
Koinly, CoinLedger, CoinTracker, and Crypto Tax Calculator differ on DeFi support, pricing structure, and jurisdiction coverage. Here is what each handles.
As the Web3 market continues to evolve beyond purely speculative tokens, new projects are increasingly being challenged to demonstrate what users can actually do inside their ecosystems.
Every depeg looks obvious afterward. The signals that mattered were visible beforehand, but ambiguous. Here's what was actually observable at the time.
The tax is rarely the problem. The records are. What to capture at the moment of each DeFi transaction, why exchange exports fail, and how to reconstruct.
Most crypto tax software handles trades. Almost none handle rebasing LSTs, LP positions, or multi-chain DeFi correctly. We tested on the hard cases.
Every aggregator shows today's rate. Almost none show the series. A 12% yield that held for six months is a different proposition from a 12% that was 4% last week.
Rebasing and value-accruing tokens create different tax obligations. Here is how to report DeFi yield, track cost basis, and keep the records that survive audit.